Terms & Conditions

1. Introduction

Welcome to the Ledger Digital Reserve (LDR), a decentralized financial infrastructure operating within the Quantum Financial System (QFS). By accessing or using the LDR platform, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, please refrain from using our services.

2. Definitions
  • Ledger Digital Reserve (LDR): A blockchain-based reserve ledger that supports quantum-secure financial transactions.

  • User: Any individual or entity accessing the LDR platform.

  • Digital Asset: Any form of asset tokenised and recorded on the LDR blockchain.

  • KYC (Know Your Customer): Identity verification process required for platform access.

  • AML (Anti-Money Laundering): Compliance measures to prevent illicit financial activities.

3. Eligibility

To use the LDR platform, you must:

  • Be at least 18 years old.

  • Complete the KYC verification process.

  • Not be a resident of any restricted jurisdiction as per international regulations.

4. User Responsibilities
  • You agree to provide accurate and up-to-date information.

  • You are responsible for maintaining the security of your account credentials.

  • You must comply with all applicable laws and regulations.

  • You shall not engage in fraud, money laundering, or any prohibited activities.

5. Financial Transactions
  • All transactions conducted on LDR are final and irreversible.

  • Users must ensure sufficient digital asset reserves before initiating transactions.

  • Transaction fees may apply, subject to change at LDR’s discretion.

6. Security Measures
  • LDR employs quantum-secure encryption to protect transactions.

  • Users must enable two-factor authentication (2FA) for enhanced security.

  • Unauthorized access attempts may result in account suspension.

7. Privacy Policy
  • User data is collected in accordance with LDR’s Privacy Policy.

  • LDR does not sell or share user information with third parties without consent.

  • Data retention policies comply with international privacy regulations.

8. Prohibited Activities

Users must not:

  • Use LDR for illegal transactions, including terrorism financing.

  • Exploit platform vulnerabilities or engage in hacking activities.

  • Conduct unauthorized third-party transactions using LDR services.

9. Account Suspension & Termination
  • LDR reserves the right to suspend or terminate accounts that violate these Terms.

  • Users may request account closure by contacting LDR support.

10. Risk Acknowledgment
  • Users acknowledge that digital assets are subject to market volatility.

  • LDR does not provide investment advice or guarantees on asset value stability.

  • Users are responsible for their financial decisions and risk management.

11. Limitation of Liability
  • LDR is not liable for losses resulting from user negligence or third-party attacks.

  • The platform is provided “as is” without warranties of any kind.

  • LDR’s liability is limited to the maximum extent permitted by law.

12. Amendments
  • LDR reserves the right to modify these Terms at any time.

  • Users will be notified of significant changes via email or platform updates.

13. Governing Law & Dispute Resolution
  • These Terms shall be governed by [Applicable Jurisdiction].

  • Disputes shall first be resolved through arbitration before legal proceedings.

14. Contact Information

For inquiries, support, or legal matters, contact us at: info@ledgerdigitalreserve.com